EBA欧洲银行-CONFINPAY-TA-05-2016-Policy-Expert-28Retail-Payments29_9页_223kb

报告摘要

EBA Policy Expert (Retail Payments) Position Summary

Core Content

The European Banking Authority (EBA) is an independent EU authority established in 2011 under Regulation (EC) No. 1093/2010, with subsequent amendments. It plays a key role in ensuring high-quality, effective, and consistent regulation and supervision of banking, payments, and e-money services across the EU. The EBA collaborates closely with other EU financial regulatory bodies such as EIOPA, ESMA, and the ESRB as part of the European Systemic Risk Board (ESRB) framework.

The EBA is currently seeking a Policy Expert in Retail Payments to be based in London, UK, with a temporary fixed-term contract of three years, including a nine-month probation period, and the possibility of extension.

Main Purpose

The Policy Expert will contribute to the development and implementation of regulatory frameworks aimed at ensuring easy, secure, and efficient retail payments across the EU. This includes working on the mandates from the revised Payment Services Directive (PSD2), such as technical standards and guidelines related to strong customer authentication, security risks, and the creation of an EBA register of payment service providers (PSPs).

Main Responsibilities

Lead or contribute to the development of Technical Standards and Guidelines under PSD2
Ensure that the mandates are methodologically robust, transparent, and evidence-based
Achieve stakeholder agreement and buy-in, particularly from member authorities
Chair committee meetings with up to 30 national representatives
Represent the EBA externally in the area of retail payments
Support the monitoring of financial innovation and the development of consumer protection requirements

Requirements

1. Eligibility Criteria

Nationality: EU Member State or EEA country (Iceland, Liechtenstein, Norway)
Language proficiency: Excellent knowledge of English, with a second EU language
Citizenship rights: Full rights as a citizen
Military service obligations: Fulfilled
Physical fitness: Required for the position
Criminal record: No record confirmed via certificate
Medical examination: Required to meet Article 12 (2)(d) of CEOS

2. Qualifications

Education: Completed university studies (diploma)
Education level:
- a) 3 years of university + 1 year of professional experience
- b) 4 years of university + no additional professional experience required
Recognition: Qualifications must be from EU or EEA authorities or recognized as equivalent
International recognition: Required if studies were completed outside the EU

3. Professional Experience

Minimum 7 years (for a) or 6 years (for b) of full-time professional experience
At least 3 years in retail payments, preferably in regulatory, supervisory, or oversight roles
Experience must be counted from the award of diploma to the closing date

4. Language Skills

Excellent English (written and spoken)
Native English speakers must prove second language skills

5. Selection Criteria

National retail payments regulation experience
Knowledge of EU law related to retail payments (e.g., PSD, EMD, SEPA)
Knowledge of other relevant EU law (e.g., AMLD, PAD)
Consumer protection experience at national or EU level
Experience in drafting English documents

Competencies

Independent work: Ability to manage workload without close supervision
Analytical skills: Strong ability to assess contrasting viewpoints
Flexibility: Fast learning and adaptability
Time management: Ability to meet tight deadlines
Teamwork: Strong interpersonal and communication skills

Equal Opportunities

The EBA applies a policy of equal opportunities and ensures non-discrimination in its recruitment process.

Selection Procedure

Interview invitation: Includes information on the selection panel
Written tests: In English, assessing communication, knowledge, and drafting skills (minimum score: 6/10)
Interview: In English, assessing suitability, knowledge, and motivation (minimum score: 6/10)
Total score: Minimum of 12/20 required for inclusion in the reserve list
Reserve list: Valid until 31/12/2016, may be renewed
Conflict of interest declaration: Required before recruitment
Confidentiality: Selection committee decisions are strictly confidential

Appointment and Employment Conditions

Contract type: Temporary fixed-term (3 years) with probation
Estimated start date: 1 October 2016
Function group and grade: Temporary Agent 2(f) at grade AD 7
Salary: Estimated monthly basic salary of €5747.35
Tax: Exempt from national tax; Union tax at source applies
Allowances: May include expatriation, household, child, education, and installation allowances
Benefits:
- Annual leave: 2 days per calendar month + additional days based on age and grade
- Supplementary home leave: 2.5 days
- EU Pension Scheme after 10 years of service
- EU Sickness and Accident Insurance
- Unemployment and Invalidity Allowance
- Travel insurance for missions

Application Submission

Documents required:
- Curriculum Vitae in Europass format
- Motivation letter
- Eligibility criteria grid
Language: All documents must be in English
Deadline: 17 July 2016 at 12:00 noon London time
Submission address: vacancies@eba.europa.eu
Important note: Only complete applications will be accepted, and supporting documents (e.g., diplomas, ID cards) should not be sent at this stage

Data Protection

The EBA complies with Regulation (EC) No 45/2001 on data protection and ensures the confidentiality and security of personal data.

Appeal Procedure

Candidates may appeal decisions through the following channels:

8.1 Request for Review

Within 10 days of receiving a decision
Submit a written request to: vacancies@eba.europa.eu

8.2 Appeals

EU Civil Service Tribunal:
- Address: European Union Civil Service Tribunal, Boulevard Konrad Adenauer, Luxembourg 2925
- Time limits: From the date of notification of the act
European Ombudsman:
- Address: European Ombudsman, 1 Avenue du Président Robert Schuman, Strasbourg Cedex
- Time limits: From the date of notification of the act
- Note: Appeals to the Ombudsman do not suspend the time limits for the Civil Service Tribunal