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报告摘要
Summary of Health on Demand 2025 - Smarter Benefits, Stronger Workforce
Mercer Marsh Benefits’ 2025 report emphasizes the critical link between employee well-being and organizational success in a rapidly evolving world. Key findings include:
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Health and Well-being Decline:
- Mental health concerns (stress, anxiety) affect nearly half (47%) of employees.
- Physical health worries (cognitive decline, extreme weather impacts) are also widespread, especially among Gen Z and Millennials.
- Only 44% of employees globally feel physically and mentally well, down from 82% four years prior.
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Financial Barriers to Healthcare:
- 45% of employees worry about affording healthcare, with Gen Z prioritizing home affordability over retirement security.
- Many lack adequate coverage, leading to delayed care; 40% of caregivers globally face financial insecurity while managing family responsibilities.
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Employee Priorities and Employer Actions:
- Employees value personalized benefits (48% rated job flexibility as the most helpful intervention).
- Employers are urged to invest in preventive care, mental health support, longevity programs, and climate-related health coverage.
- Key recommendations include:
- Bridging affordability gaps through flexible payment plans and robust insurance.
- Implementing virtual care and AI tools for improved accessibility.
- Addressing gender and caregiver-specific needs to ensure inclusivity.
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Climate Change Impact:
- 77% of employees report health impacts from extreme weather; 23% express anxiety about climate-related events.
- Companies must adapt by offering disaster recovery support, eco-friendly initiatives, and resilient supply chains.
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Psychological Safety and Trust:
- Only 63% of employees feel their employer supports mental well-being openly; gaps persist across generations and regions.
- Transparent communication about benefits and ethical labor practices (73% deem them important) can rebuild trust.
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Holistic Approach to Well-being:
- The "five pillars" of well-being (physical, mental, social, financial, and environmental) must guide strategy.
- Tailored benefits for diverse groups (e.g., Boomers, Gen Z, caregivers) and proactive climate adaptation are essential.
Call to Action: Organizations should collaborate with employees, invest in innovative solutions, and prioritize well-being to foster resilience amid economic, demographic, and environmental shifts.
For further details, contact your local Mercer Marsh Benefits office or explore their full report.
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