国际清算银行-2024年回顾（英）_20页_3mb

2024 Financial Stability Institute (FSI) Summary

Core Mandate and Activities

The Financial Stability Institute (FSI) of the Bank for International Settlements (BIS) continued to support central banks and financial regulatory authorities in improving and strengthening global financial systems in 2024 through policy work, outreach events, capacity development, and special projects.

Policy Work

In 2024, the FSI published 14 policy papers, focusing on key areas such as:

• Artificial Intelligence (AI)
• Stablecoins
• Big Techs and Fintechs
• Suptech
• Climate Risks
• Liquidity Stress Testing
• Central Bank Liquidity Support
• Non-Bank Retail Lenders

The number of downloads of FSI publications increased to 357,000, showing growing engagement with the FSI's content.

Outreach Events

The FSI organised 34 events in 2024, including:

• A major conference on bank resolution and deposit insurance (jointly with FSB and IADI)
• High-level meetings and policy implementation meetings (HLMs and PIMs)
• Conferences on topics such as crisis management, financial inclusion, and technology
• Virtual seminars and webinars, attracting 3,771 attendees from 168 jurisdictions and 381 institutions

Capacity Development

FSI's capacity development efforts included:

FSI Connect (20th Anniversary)

• A global e-learning platform used by 300 financial authorities in over 150 jurisdictions
• 11,296 subscriptions as of 2024
• 12 new suites launched, including topics like Big Techs in Finance, Climate Risks, and Cryptoasset Exposures
• 145,000 tutorial launches and 64 Executive Summaries published in 2024
• The platform is now home to over 850 learning items across 200 tutorial titles

Online Courses

The FSI launched five online courses in 2024, including:

• BROC (Banking Resolution Online Course)
• BIS-FIT 1.0 (Financial Innovation and Technology)
• CEROC (Climate and Environmental Risk Online Course)
• FIRST-ONE (Insurance Regulatory and Supervisory Training)
• SROC (Supervisory and Regulatory Online Course)

These courses were developed in collaboration with various institutions such as the IMF, IAIS, and NGFS, and attracted over 5,000 participants from 113 institutions across 53 jurisdictions.

Special Projects and Activities

Fintech Repository (FinRep)

• Launched a full version of FinRep in March 2024, covering all 63 BIS member jurisdictions
• Contained over 5,300 documents by the end of 2024
• Access granted to over 1,000 policymakers, researchers, and staff

Crisis Simulation Exercise (CSE)

• Conducted a cross-border CSE in Latin America with 17 financial authorities
• The fourth such exercise, following previous ones in South America (2021), Asia (2022), and sub-Saharan Africa (2023)
• A fifth CSE is planned for North and West Africa in 2025

Climate Training Alliance (CTA)

• A platform for sharing climate-related training materials and self-study resources
• Collaborated with IAIS, NGFS, and Sustainable Insurance Forum
• Aimed to enhance capacity-building for climate and environmental issues

Unidroit Project on Bank Liquidation

• FSI supported the development of a Legislative Guide on bank liquidation
• A draft Guide was published in June 2024 for consultation
• Expected to be finalised in the first half of 2025

Informal Suptech Network (ISN)

• Organised webinars and meetings on suptech implementation
• Collaborated with BCBS and BISIH
• Planned to continue with at least three webinars in 2025

FSI Advisory Board

The FSI Advisory Board, comprising high-level officials from central banks and regulatory bodies, provides strategic guidance and advice on the FSI's activities and goals. Key members include:

• Agustín Carstens (BIS General Manager and FSI Chair)
• Andrew Bailey (FSB Standing Committee Chair)
• Michael Barr (Federal Reserve Vice Chair)
• Claudia Buch (ECB Supervisory Board Chair)
• Shaktikanta Das (RBI Governor)
• Pan Gongsheng (PBOC Governor)
• Lesetja Kganyago (SARB Governor)
• Erik Thedéen (BCBS Chair)
• Kazuo Ueda (BOJ Governor)
• Sam Woods (Prudential Regulation Authority CEO)

Key Publications

FSI Briefs

• 21 Mar: "Under pressure: taking stock of supervisory resources"
• 27 May: "Building a more diverse suptech ecosystem"
• 10 Jul: "Capital buffers and the micro-macro nexus"

FSI Occasional Papers

• 5 Sep: "Cross-border Crisis Simulation Exercise in Latin America"
• 25 Nov: "The rising tide of climate finance - scope to adjust prudential treatment"

FSI Insights

• 14 Mar: "Safeguarding the financial system's spare tyre"
• 9 Apr: "Stablecoins: regulatory responses to their promise of stability"
• 11 Oct: "Liquidity stress tests for banks - range of practices and possible developments"
• 24 Oct: "A two-sided affair: banks and tech firms in banking"
• 29 Nov: "The effectiveness of macroprudential policies during the Covid-19 pandemic in sub-Saharan Africa"
• 2 Dec: "Uncertain waters: can parametric insurance help bridge NatCat protection gaps?"
• 12 Dec: "Regulating AI in the financial sector: recent developments and main challenges"
• 16 Dec: "Navigating liquidity stress: operational readiness for central bank support"

Conclusion

The FSI played a pivotal role in supporting global financial stability in 2024 by addressing emerging risks through policy research, capacity building, knowledge sharing, and special projects. The organisation's efforts were instrumental in advancing supervisory practices, technology integration, and climate resilience in the financial sector.