EBA欧洲银行-IT_815600AD83B2B6317788_TR_2017_16页_1mb

报告摘要

2017 EU-wide Transparency Exercise Summary - Credito Emiliano Holding SpA

Core Information

Bank Name: Credito Emiliano Holding SpA
LEI Code: 815600AD83B2B6317788
Country Code: IT (Italy)

Capital and Own Funds

Own Funds (Transitional Period)

Item	As of 31/12/2016 (mln EUR)	As of 30/06/2017 (mln EUR)	COREP Code	Regulation
A	1,939	1,904	C 0.00 (010,010)	Articles 4(118) and 72 of CRR
A.1	1,765	1,735	C 0.00 (020,010)	Article 50 of CRR
A.1.1	301	301	C 0.00 (030,010)	Articles 26(1) points (a) and (b), 27 to 29, 36(1) point (f) and 42 of CRR
A.1.2	1,545	1,601	C 0.00 (130,010)	Articles 26(1) point (c), 26(2) and 36 (1) points (a) and (f) of CRR
A.1.3	-32	-34	C 0.00 (180,010)	Articles 4(100), 26(1) point (d) and 36 (1) point (f) of CRR
A.1.4	118	118	C 0.00 (200,010)	Articles 4(117) and 26(1) point (e) of CRR
A.1.5	0	0	C 0.00 (210,010)	Articles 4(112), 26(1) point (f) and 36 (1) point (f) of CRR
A.1.6	341	344	C 0.00 (230,010)	Article 84 of CRR
A.1.7	13	10	C 0.00 (250,010)	Articles 32 to 35 of and 36 (1) point (f) of CRR
A.1.8	-389	-378	C 0.00 (300,010) + C 0.00 (340,010)	Articles 4(113), 36(1) point (b) and 37 of CRR. Articles 4(115), 36(1) point (b) and 37 point (a) of CRR
A.1.9	0	0	C 0.00 (370,010)	Articles 36(1) point (c) and 38 of CRR
A.1.10	-252	-313	C 0.00 (380,010)	Articles 36(1) point (d), 40 and 159 of CRR
A.1.11	0	0	C 0.00 (390,010)	Articles 4(109), 36(1) point (e) and 41 of CRR
A.1.12	0	0	C 0.00 (430,010)	Articles 4(122), 36(1) point (g) and 44 of CRR
A.1.13	-33	0	C 0.00 (440,010)	Article 36(1) point (j) of CRR
A.1.14	0	0	C 0.00 (450,010) + C 0.00 (460,010) + C 0.00 (470,010) + C 0.00 (471,010) + C 0.00 (472,010)	Articles 4(36), 36(1) point (b) and 89 to 91 of CRR; Articles 36(1) point (i) (a), 243(1) point (b), 244(1) point (b) and 258 of CRR; Articles 36(1) point (k) (o) and 379(3) of CRR; Articles 36(1) point (k) (v) and 153(3) of CRR and Articles 36(1) point (k) (v) and 155(4) of CRR
A.1.14.1	0	0	C 0.00 (460,010)	Articles 36(1) point (k) (i), 243(1) point (b), 244(1) point (b) and 258 of CRR
A.1.15	0	0	C 0.00 (480,010)	Articles 4(27), 36(1) point (h); 43 to 46, 49 (2) and (3) and 79 of CRR
A.1.16	0	0	C 0.00 (490,010)	Articles 36(1) point (c) and 38; Articles 48(1) point (a) and 48(2) of CRR
A.1.17	-52	-26	C 0.00 (500,010)	Articles 4(27); 36(1) point (i); 43, 45; 47; 48(1) point (b); 49(1) to (3) and 79 of CRR
A.1.18	0	0	C 0.00 (510,010)	Article 48 of CRR
A.1.19	0	0	C 0.00 (524,010)	Article 3 CRR
A.1.20	0	0	C 0.00 (529,010)	-
A.1.21	205	114	CA1 (1.1.1.6 + 1.1.1.8 + 1.1.1.26)	-
A.1.21.1	0	0	C 0.00 (520,010)	Articles 483(1) to (3), and 484 to 487 of CRR
A.1.21.2	82	43	C 0.00 (524,010)	Articles 479 and 480 of CRR
A.1.21.3	124	70	C 0.00 (520,010)	Articles 469 to 472, 478 and 481 of CRR

Capital Ratios (Transitional Period)

Item	As of 31/12/2016 (%)	As of 30/06/2017 (%)
C.1	13.15%	13.02%
C.2	13.15%	13.03%
C.3	14.44%	14.28%

CET1 Capital (Fully Loaded)

Item	As of 31/12/2016 (mln EUR)	As of 30/06/2017 (mln EUR)
D	1,593	1,621
E	11.87%	12.16%

Leverage Ratio

Item	As of 31/12/2016 (mln EUR)	As of 30/06/2017 (mln EUR)	Leverage Ratio (%)
A.1	1,765	1,737	5.2%
A.2	1,636	1,707	4.8%
B.1	34,053	34,580	5.0%
B.2	34,036	34,576	4.9%

Risk Exposure Amounts

Risk Exposure Type	As of 31/12/2016 (mln EUR)	As of 30/06/2017 (mln EUR)
Credit risk	13,426	13,331
Securitisation	28	53
Default fund	1	0
Other credit risk	11,666	11,581
Market risk	257	249

P&L (Profit and Loss)

Item	As of 31/12/2016 (mln EUR)	As of 30/06/2017 (mln EUR)
Interest income	576	283
Of which debt securities income	59	37
Of which loans and advances income	468	219
Interest expenses	127	48
Of which deposits expenses	32	8
Of which debt securities issued expenses	93	40
Net Fee and commission income	489	254
Gains or losses on derecognition	67	42
Gains or losses on trading	18	2
Gains or losses on fair value through profit or loss	0	0
Gains or losses from hedge accounting	-10	6
Exchange differences	11	6
Net other operating income/expenses	126	61
Total Operating Income, Net	1,152	606
Administrative expenses	837	419
Depreciation	45	23
Provisions or reversal of provisions	23	2
Commitments and guarantees given	-5	0
Other provisions	28	2
Profit or loss before tax from continuing operations	195	146
Profit or loss after tax from continuing operations	130	100

Market Risk

Risk Exposure Type	As of 31/12/2016 (mln EUR)	As of 30/06/2017 (mln EUR)
Traded Debt Instruments	93	185
Equities	11	15
Foreign exchange risk	0	0
Commodities risk	0	0
Total Risk Exposure Amount	104	200

Credit Risk - Standardised Approach

Consolidated Data (Italy)

Risk Exposure Type	As of 31/12/2016 (mln EUR)	As of 30/06/2017 (mln EUR)
Central governments or central banks	5,747	5,485
Regional governments or local authorities	153	106
Public sector entities	71	45
Institutions	1,326	959
Corporates	1,198	1,107
Retail	527	527
Secured by mortgages on immovable property	2	5
Exposures in default	48	43
Items associated with particularly high risk	1	0
Covered bonds	83	83
Other exposures	976	1,022
Standardised Total	13,132	12,887

France

Risk Exposure Type	As of 31/12/2016 (mln EUR)	As of 30/06/2017 (mln EUR)
Central governments or central banks	603	63
Institutions	451	1,268
Corporates	26	24
Retail	0	0
Secured by mortgages on immovable property	0	0
Exposures in default	0	0
Items associated with particularly high risk	0	0
Covered bonds	9	0
Other exposures	0	0
Standardised Total	0	0

United States

Risk Exposure Type	As of 31/12/2016 (mln EUR)	As of 30/06/2017 (mln EUR)
Central governments or central banks	0	512
Public sector entities	21	0
Institutions	11	37
Corporates	154	206
Retail	0	0
Secured by mortgages on immovable property	0	0
Exposures in default	0	0
Items associated with particularly high risk	0	0
Covered bonds	9	0
Other exposures	0	0
Standardised Total	0	0