2017年上半年金融科技风险投资图景（英文版）_22页_4mb

报告摘要

H1 2017 VC Fintech Investment Landscape Summary

Global Overview

In the first half of 2017, the global Fintech VC investment landscape saw 787 deals raising a total of $6.5BN, marking a 45% decrease YoY. The United States led in both deal value and volume, raising $3.3BN through 357 deals, a 7.7% increase in deal value from H1 2016 but an 18.5% decrease in deal volume. China, which was the top recipient in 2016, dropped to second place with $1.0BN in investment, a 86% decrease YoY.

Excluding China's three "mega-rounds" (Alipay, Lufax.com, and JD Finance), global investment increased by 28.4% compared to H1 2016. SoFi, an online personal finance company in the United States, raised the largest single round at $453M. The most active global investors were 500 Startups, Startupbootcamp, and Y Combinator, each making 17 investments.

UK Overview

The UK attracted $564M of VC investment in H1 2017, a 37% increase YoY. It ranked third globally in total investment and second in deal volume with 102 deals. The top three sectors were:

Alternative Lending / Financing (28%)
Challenger Banks (25%)
Personal Finance / Wealth Management (13%)

The top 5 UK deals ranged from $25M to $102M in investment, with Atom Bank, Funding Circle, Zopa, Monzo, and Currency Cloud leading the pack. Atom Bank and Funding Circle also made it into the global top 20 deals. Out of the top 20 UK deals, 7 were Innovate Finance members.

The UK received 54% of its investment from non-domiciled VCs, primarily from North America (33%). This highlights the growing international interest in the UK's Fintech sector.

Top Deals and Investors

Top Global Deals (H1 2017)

SoFi – $453M (Alternative Lending / Financing)
AvidXchange – $300M (Enterprise Software)
E-Life Financial – $275M (Payments)
Tuandaiwang – $261M (Alternative Lending / Financing)
Paytm – $200M (Payments)

Top Global Investors

500 Startups
Startupbootcamp
Y Combinator

These three were the most active in terms of deal volume, each making 17 investments.

UK Top Deals and Investors

Top UK Deals (H1 2017)

Atom Bank – $102M (Challenger Banks)
Funding Circle – $101M (Alternative Lending / Financing)
Zopa – $41M (Alternative Lending / Financing)
Monzo – $27M (Challenger Banks)
Currency Cloud – $25M (Money Transfer & FX)

Top UK Investors

Seedcamp
Woodford Investment Management
Connect Ventures
Anthemis Group

These firms were the leading investors in the UK Fintech sector during the period.

Investor Geography Analysis

54% of the UK's Fintech investment came from non-domiciled VCs.
The majority of this investment originated from North America (33%).
This underscores the importance of international capital in the UK's Fintech ecosystem.

Key Trends and Insights

Despite the overall global decline, the UK showed strong growth in Fintech investment.
Alternative Lending / Financing and Challenger Banks remained the most active sectors.
The United States continued to dominate in terms of investment volume and value.
The exclusion of China's mega-rounds significantly altered the global investment comparison.
International collaboration and capital inflow were crucial for the UK's Fintech development.

Events and Opportunities

Innovate Finance Global Summit 2018 was scheduled for 19–20 March 2018 at The Guildhall, London, with a special price of £495 available until September 2017.
The event aimed to bring together over 2000+ delegates and 300+ Fintech companies to explore the future of Fintech.
Key topics included attracting talent, maintaining culture, securing partnerships, and navigating cross-border regulations and emerging markets.