2017金融科技风险投资图景（英文版）

2017 FinTech Investment Landscape Summary

Core Content

2017 marked a significant year in the global FinTech investment landscape, with notable trends and developments across different regions and sectors. The report highlights the performance of the United States and the United Kingdom, as well as key verticals and investors.

Global Investment Overview

• Total Deals: 1,842
• Total VC Investment: $14.2BN
• YoY Change: 18% decrease in investment compared to 2016

Key Highlights:

• The United States was the top destination for FinTech investment, attracting $7.0BN through 765 deals, representing a 22% increase in deal value compared to 2016.
• China dropped significantly from $8.2BN in 2016 to $1.6BN in 2017, a 81% decrease, though its 2016 "mega-rounds" (Alipay and JD Finance) were excluded from the 2017 figures, which showed a 19.4% increase in global investment.
• SoFi raised the largest single round in 2017 at $500M, making it the top global deal.
• 500 Startups was the most active global investor, with 49 investments.

UK Investment Overview

• Total Deals: 224
• Total VC Investment: $1.8BN
• YoY Change: 153% increase in investment compared to 2016

Key Highlights:

• The UK ranked second globally in both total capital invested and deal volume, behind the United States.
• Challenger Banks (24%) and Money Transfer & FX (21%) were the top two verticals in terms of investment deal value.
• TransferWise and OakNorth led the top 5 UK deals, raising $280M and $203M respectively.
• 10 Innovate Finance members were among the top 20 UK deals.
• 54% of UK investment came from non-domiciled VCs, primarily from North America (25%).

Top Global Deals (2017)

Top UK Deals (2017)

Key Investors

• Passion Capital was the top UK investor.
• 500 Startups was the most active global investor with 49 investments.
• Blenheim Chalcot, Eight Roads, Illuminate Financial, 500 Startups, Balderton Capital, LocalGlobe, and others were among the most active investors in the UK.

Vertical Glossary

• Alternative Lending / Financing: Includes P2P lending, invoice financing, SME financing, e-lending platforms, and credit scoring.
• Challenger Banks: New digital banks challenging traditional High Street banks.
• Money Transfer & FX: Involves international remittance and currency conversion.
• Payments: Encompasses innovations in cashless, online, mobile, B2B, and P2P payments.
• RegTech: Technology used to address regulatory challenges in finance.
• Personal Finance / Wealth Management: Includes robo-advisors, investment platforms, and personal financial management tools.

Scope of Report Data

• VC deal value figures include Angel, Accelerator / Incubator, Crowdfunding, and VC (all rounds).
• Deal volume figures include all deals completed or announced in 2017, except when analyzing top investors.
• UK VC deal value represents investment into FinTech companies headquartered in the UK.

Conclusion

2017 was a pivotal year for FinTech investment, with the United States leading globally and the UK experiencing substantial growth. The focus remained on Alternative Lending / Financing and Money Transfer & FX, with notable companies like TransferWise and OakNorth standing out. The involvement of non-domiciled VCs, particularly from North America, played a crucial role in the UK's investment landscape.