EBA欧洲银行-BE_A5GWLFH3KM7YV2SFQL84_TR_2015_25页_4mb
报告摘要
2015 EU-wide Transparency Exercise Summary for Belfius Banque SA
Core Information
- Bank Name: Belfius Banque SA
- LEI Code: A5GWLFH3KM7YV2SFQL84
- Country Code: BE (Belgium)
Capital Composition
As of 31/12/2014 and 30/06/2015
| Capital Component | 31/12/2014 (EUR) | 30/06/2015 (EUR) |
|---|---|---|
| Own Funds | 7,981 | 8,262 |
| Common Equity Tier 1 (CET1) Capital | 7,276 | 7,425 |
| Capital Instruments Eligible as CET1 | 3,667 | 3,667 |
| Retained Earnings | 1,098 | 1,125 |
| Accumulated Other Comprehensive Income | -725 | -649 |
| Other Reserves | 3,137 | 3,382 |
| Funds for General Banking Risk | 0 | 0 |
| Minority Interest in CET1 Capital | 0 | 0 |
| Adjustments to CET1 due to Prudential Filters | -93 | -82 |
| Intangible Assets (including Goodwill) | -184 | -181 |
| Deductible DTAs that rely on future profitability | -291 | -214 |
| Deductions related to assets with 1.250% risk weight | -244 | -285 |
| Other CET1 Capital Elements and Deductions | 0 | 0 |
Transitional Adjustments
- Transitional Adjustments to CET1 Capital:
- 31/12/2014: 911 EUR
- 30/06/2015: 663 EUR
Tier 1 and Tier 2 Capital
| Capital Type | 31/12/2014 (EUR) | 30/06/2015 (EUR) |
|---|---|---|
| Tier 1 Capital | 7,276 | 7,425 |
| Tier 2 Capital | 705 | 836 |
Risk Exposure Amounts
| Risk Exposure Type | 31/12/2014 (EUR) | 30/06/2015 (EUR) |
|---|---|---|
| Total Risk Exposure Amount | 49,512 | 49,153 |
| Credit Risk Exposure | 40,887 | 40,416 |
| Securitisation and Re-securitisation Risk | 337 | 115 |
| Default Fund Contributions | 152 | 106 |
| Other Credit Risk | 40,399 | 40,194 |
| Market Risk (FX and Commodities) | 1,105 | 1,475 |
| Operational Risk | 2,741 | 2,741 |
| Other Risk Exposures | 1,074 | 1,069 |
Profit and Loss (P&L)
| P&L Component | 31/12/2014 (mln EUR) | 30/06/2015 (mln EUR) |
|---|---|---|
| Interest Income | 4,913 | 2,113 |
| Interest Expenses | 3,502 | 1,388 |
| Net Fee and Commission Income | 160 | 118 |
| Gains/Losses on Derecognition | -62 | -61 |
| Gains/Losses on Trading Financial Assets | -24 | 23 |
| Gains/Losses on Fair Value Through Profit or Loss | -90 | 22 |
| Gains/Losses from Hedge Accounting | -113 | 49 |
| Exchange Differences | 4 | -17 |
| Net Other Operating Income/(Expenses) | 2 | -206 |
| Total Operating Income, Net | 1,320 | 798 |
| Profit or Loss Before Tax from Continuing Operations | 253 | 323 |
| Profit or Loss After Tax from Continuing Operations | 240 | 272 |
Capital Ratios
| Capital Ratio | 31/12/2014 (%) | 30/06/2015 (%) |
|---|---|---|
| CET1 Capital Ratio | 14.69 | 15.11 |
| Tier 1 Capital Ratio | 14.69 | 15.11 |
| Total Capital Ratio | 16.12 | 16.81 |
Risk Exposure by Country
-
Belgium:
- Standardised Total: 35,486 (as of 31/12/2014) and 21,784 (as of 30/06/2015)
- Risk exposure amounts for different risk types are detailed in the table.
-
France:
- Standardised Total: 6,055 (as of 31/12/2014) and 4,999 (as of 30/06/2015)
-
United Kingdom:
- Standardised Total: 3,399 (as of 31/12/2014) and 1,711 (as of 30/06/2015)
-
Italy:
- Standardised Total: 0 (as of 31/12/2014) and 0 (as of 30/06/2015)
Notes
- Original Exposure: Refers to the exposure before applying credit conversion factors or risk mitigation techniques.
- Exposure Value: Adjusted value based on credit risk factors.
- Risk Exposure Amount: Final amount after all adjustments.
- Value Adjustments and Provisions: Reflect changes in value due to credit risk mitigation.
- Securitisation Exposures: Excluded from value adjustments and provisions.
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